كاظم فريد جواد, and زين الدين منتصر علي. “Analysis of the Competitiveness for Commercial Banks in Iraq for a Period of 2004 – 2012”. Journal of Economics and Administrative Sciences, vol. 21, no. 86, Dec. 2015, p. 577, https://doi.org/10.33095/jeas.v21i86.893.