The effects of human error in the banking risks - Empirical study in a number of Iraqi private banks
DOI:
https://doi.org/10.33095/jeas.v22i91.472Keywords:
الخطأ البشري، المخاطر المصرفية ، المخاطر التشغيلية، المخاطر الاستراتيجية، المخاطر المالية، المخاطر الائتمانية، مخاطر السوق، ومخاطر السيولة., / human error - banking risksAbstract
Abstract
This research aims to study human error effects in the banking risks in the private banks through the measurement and testing of human error effect in every kind of banking risks types and stand on the most closely associated with the risks in order to focus on them and make appropriate processors have with respect to and increase the availability of skills and expertise required to carry out banking operations of error-free manner.
Find dealt with human error in terms of meaning and understandable, classifications and types, causes and consequences and its approaches and theories. Also addressed placed banking risks in terms of meaning and concept, species and entrances and theories, also addressed placed banking risk management and measurement and has been selected five banks exposed to real problems for analysis and access to the results serve to know the effects of human error in the banking risks, it was also selected three banks from the good rating for comparative purposes to measure the possibility of converting to banks, educated organizations.
The research has come to many of the most important results that the most important errors that affect the banking risk is management mistakes, especially mistakes of decisions making, and that more risk is affected that the credit risk.
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